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Tax set-aside calculator

For freelancers, consultants, and agency owners: what slice of each payment to move into the tax account the day it lands. Background in our Insights post.

Federal marginal bracket (%)

State (prefills 2026 top rate)

State marginal rate (%) — editable Subject to self-employment tax? (sole prop / partnership — not S-corp distributions)

Income tax (federal + state)
Self-employment tax (approx.)
Set aside from each payment

Educational estimate only — simplified assumptions, not tax advice, and not a substitute for a calculation on your actual return. Limits and rates change annually.

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